Undergraduate Financial Aid Package Samples

Below are hypothetical situations to demonstrate how financial aid is packaged at UC Davis, and to show how students and their families contribute to the overall cost of an education. The examples are based on the Cost of Attendance for 2015–2016. Visit our Cost of Attendance webpage for the most current costs. For additional information on how financial aid is awarded, please see our Determining Financial Aid For UC Davis Undergraduates webpage.

Please note that each financial aid recipient is expected to contribute a minimum of $8,500 in “self-help” through a combination of loans, work and/or scholarships. While loans may be offered to a student, we encourage every Aggie to apply for scholarships and/or work to help minimize the total loan amount borrowed. This threshold is noted by an asterisk (*) in the sample packages below.

Elias

Elias is a California resident and a student leader who likes to be involved in many activities. He is an only child who lives at home with his mother and father. He plans to live on campus when school starts. His parents earned $105,000 last year, and they have roughly $50,000 in savings. Elias’ need after the self-help threshold* is $528, which was met with the University Grant. In addition, because his family’s income falls between $80,000 and $120,000, he qualified for the Aggie Grant Plan, which helped offset his work expectation.

Elias's Cost of Attendance and Need
Cost of Attendance $34,323
Expected Family Contribution $25,295
Need $9,028
Elias’s Financial Aid Package
Aggie Grant* $3,060
Federal Direct Subsidized Loan* $3,000
Federal Perkins Loan* $2,000
Student’s Work Expectation* $440
University Grant $528
Total Financial Aid Package $9,028

Brittany

Brittany is a California resident and a third-year transfer student who attended a local community college. She lives at home with her mother, father and younger sister, and plans to move into an apartment with some friends when she starts school. Her parents earned $75,000 last year, and they have $10,000 in savings. Brittany was also awarded a $2,000 scholarship from a local community organization.

Brittany's Cost of Attendance and Need
Cost of Attendance $29,243
Expected Family Contribution $4,431
Need $24,812
Brittany’s Financial Aid Package
Cal Grant A $12,240
Federal Pell Grant $1,325
Federal Direct Subsidized Loan* $3,000
Federal Perkins Loan* $2,000
Student’s Work Expectation* $1,500
Outside Scholarship* $2,000
University Grant $2,747
Total Financial Aid Package $24,812

Elizabeth

Elizabeth is from Washington state, where she lives with her parents and two siblings. She has always wanted to go to college in California and is very excited about attending UC Davis. Her parents’ income was $58,000 last year, and they have $2,000 in savings. She plans to live on campus. Her parents have elected to take out a Federal Parent Loan for Undergraduate Students (PLUS) to cover her remaining financial need.

Elizabeth's Cost of Attendance and Need
Cost of Attendance** $59,031
Expected Family Contribution $3,900
Need $55,131
** Cost includes nonresident supplemental tuition in the amount of $24,708, which is not covered by need-based financial aid.
Elizabeth’s Financial Aid Package
Federal Pell Grant $1,925
Federal Direct Subsidized Loan* $3,500
Federal Perkins Loan* $2,000
Student’s Work Expectation* $3,000
Federal PLUS Loan $44,706
Total Financial Aid Package $55,131

Kevin

Kevin is a California resident who lives at home with his mother, younger brother and sister, and he plans to live on campus. His mother earned $12,000 last year and has very little in savings. Kevin plans to work during the summer to earn extra money he’ll use for school.

Kevin's Cost of Attendance and Need
Cost of Attendance $34,323
Expected Family Contribution $0
Need $34,323
Kevin’s Financial Aid Package
Cal Grant A $12,240
Federal Pell Grant $5,775
Federal Direct Subsidized Loan* $3,000
Federal Perkins Loan* $2,000
Student’s Work Expectation* $3,500
University Grant $7,808
Total Financial Aid Package $34,323