Loans

Student loans can be a critical part of an education financing plan. Loans are a great resource when used conservatively and wisely. Carefully consider whether borrowing is really needed and borrow as little as necessary. 

You can accept all or a portion of your loan at any time during the academic year, although it is important to note that May 15th is the last day to accept an offered federal and/or institutional loan (i.e.: for 2015-2016, your loan must be accepted by May 15, 2016).

Undergraduate Student Loans

Student loans for undergraduate students. View Important Administrative Dates for additional loan deadlines.

Graduate and Professional Student Loans

Major-specific Loans

Some university loans are limited to certain majors and areas of study.

Alternative Loans

Alternative education loans (also known as private loans) are an option for financing your education. Students must maximize federal loans before requesting an alternative loan. StudentAid.gov provides a federal and alternative/private loan comparison.

Emergency, Short-Term and Assistant Loans

If you are experiencing a temporary shortage of funds, you may request an Emergency, Short-Term or Assistant loan Monday through Friday during instruction excluding holidays. Please limit your requests to cover costs related educational expenses as found in the Cost of Attendance.

Before You Borrow

It is important that you fully understand the type of loan(s) that you are borrowing. During the course of your years at school, you may borrow a combination of different types of loans that may require separate, simultaneous loan payments to different lenders upon graduation or leaving the university. To help you with this process, review our Before You Borrow webpage.

Keeping Track of Federal and Institutional Loans

Good money management is the key to your success after college. It is good practice for students to keep track of their loans.

Repaying Loans

Loans must be repaid after you graduate, withdraw from college, or drop below half-time status (fewer than six units per quarter).