Keeping Track of Federal and Institutional Loans
Good money management is the key to your success after college. It is good practice for students to keep track of their loans. Here are two resources. You may need to review both sites to get your complete loan history.
National Student Loan Data System (NSLDS)
National Student Loan Data System (NSLDS) is a repository with details on all your federal student loan and federal grant information. NSLDS shows all your current loan holders from all institutions you may have attended. NSLDS does not track alternative/private loans or institutional loans awarded by UC Davis.
MyLoans at UC Davis
Financial Aid developed MyLoans to help your monitor and review your student loans at UC Davis. MyLoans can help you track the federal and institutional loans you accepted at the UC Davis campus. You will be able to see what the current interest rate is, the cost of borrowing, and your estimated monthly payment based on the amount you currently owe. To further inform you about your student loans, we've estimated your Direct Loans at UC Davis, and provided tools to project your future loan indebtedness and loan payments. This will not include your student loans from other schools (transfer students) or alternative/private loans. To log in to MyLoans you will need your UC Davis LoginID and Kerberos passphrase.
Alternative/private loan information is not available through NSLDS or MyLoans. Students should work with their lenders to keep track of these loans on their own.
NSLDS and MyLoans Comparison Table
The following table tells you the information that you will find on NSLDS and MyLoans:
|Type of Aid||National Student Loan Data System (NSLDS)||UC Davis MyLoans|
|Federal Grants||All institutions you have attended||Not Included|
|Federal Direct Loans||All institutions you have attended||Loans borrowed at UC Davis only|
|Federal Perkins Loans||All institutions you have attended||Loans borrowed at UC Davis only|
|Federal PLUS - Parent Loan||All institutions you have attended||Not included|
|Federal Graduate PLUS Loan||All institutions you have attended||Loans borrowed at UC Davis only|
|UC Davis Institutional Loans (e.g., Emil Mrak, Health Professionals, summer, computer, etc.)||Not included||Loans borrowed at UC Davis only|
|Alternative/Private Loans||Not included; contact your lender||Not included; contact your lender|