Keeping Track of Federal and Institutional Loans

Money management is the key to your success after college. It is good practice for students to keep track of their loans. Below are two resources you may need to review for your complete loan history. 

National Student Loan Data System (NSLDS)

National Student Loan Data System (NSLDS) is a repository with details on all your federal student loan and federal grant information. NSLDS shows all your current loan holders from all institutions you may have attended. NSLDS does not track alternative/private loans or institutional loans awarded by UC Davis.

MyLoans at UC Davis

Financial Aid developed MyLoans to help your monitor and review your student loans at UC Davis. MyLoans can help you track the federal and institutional loans you accepted at the UC Davis campus. You will be able to see current interest rates, cost of borrowing and your estimated monthly payment based on the amount you currently owe.  Also, we have estimated your Direct Loans at UC Davis and provided tools to project your future loan indebtedness and loan payments. MyLoans will not include your student loans from other schools (transfer students) or alternative/private loans. Additionally, MyLoans will not include new loan programs created after June 2017, or graduate loans awarded for post-graduate expenses such as the Repayment Assistance Program (LRAP), Bar or Residency Loan programs. To log in to MyLoans you will need your UC Davis LoginID and Kerberos passphrase.

Alternative/Private Loans

Alternative/private loan information is not available through NSLDS or MyLoans. Students should work with their lenders to keep track of these loans on their own.

NSLDS and MyLoans Comparison Table

The following table tells you the information that you will find on NSLDS and MyLoans:

Type of Aid National Student Loan Data System (NSLDS) UC Davis MyLoans
Federal Grants All institutions you have attended Not Included
Federal Direct Loans All institutions you have attended Loans borrowed at UC Davis only
Federal Perkins Loans All institutions you have attended Loans borrowed at UC Davis only
Federal PLUS - Parent Loan All institutions you have attended Not included
Federal Graduate PLUS Loan All institutions you have attended Loans borrowed at UC Davis only
Alternative/Private Loans Not included; contact your lender Not included; contact your lender

UC Davis Institutional Loans (Emil Mrak Loans, Jack Liter Loans, Summer Loans, Primary Care Loans for Med Students, University Student Loans/ Computer Loans/ Child Care Loans) 

Not included Loans borrowed at UC Davis only