Undergraduate Student Loans
Loans are financial aid awards that require repayment with interest under varying terms and conditions. The loans must be repaid after you graduate, withdraw from college, or drop below half-time status (fewer than six units per quarter). Note that the loan amount you request in addition to all awards received cannot exceed the Cost of Attendance.
Admitted and continuing students must log in to MyAwards to view their aid package and requirements. The package may include federal loan offers from funds mentioned below.
Federal student loans are available to most students regardless of income and provide a range of repayment options including income-based repayment plans and loan forgiveness benefits, which other education loans are not required to provide. To be considered for a federal student loan, applicants must meet the following criteria:
- They must file a Free Application for Federal Student Aid (FAFSA)
- They must be enrolled in a degree-seeking program.
- They must be enrolled in six or more units per quarter.
- They must be a U.S. citizen or eligible non-citizen.
- They must meet satisfactory academic progress for maintaining financial aid.
- They must not be in default on a prior federal student loan or exceed annual and lifetime borrowing limits.
- Accept academic year loan offers by May 15 deadline. All requirements must be completed by June 1.
Loan Servicer: Visit National Student Loan Data System (NSLDS) for loan servicer information on all Federal loans.
Please see general eligibility requirements for federal student aid for more details.
UC Davis offers university based loans which have interest rates at 5% which accrue once the borrower ceases to be enrolled at least half-time. These loans are made on the basis of financial need. Review the promissory note and disclosures statements for additional information about deferment periods and repayment schedules.
Minimum award: $200
Maximum award: $4,000
Loan Servicer: ACS, Inc. – Education Services Phone Number: 866-575-4517
Loan acceptance, increases and requirements must be completed by the published deadlines.
|Last Registered Term of Attendance||Deadline|
|Fall Quarter 2015||November 15|
|Winter Quarter 2016||February 28|
|Spring Quarter 2016||May 15|
|Summer 2016 Session 1||July 15|
|Summer 2016 Sessions 1 and 2||August 26|
|Summer 2016 Session 2||August 26|
|Federal Direct Subsidized Loan||
|Federal Direct Unsubsidized Loan||
|Federal Perkins Loan||
Parent PLUS Loans
2016-2017 PLUS Applications will be Available July 1, 2016
|University Student Loan||