Undergraduate Financial Aid Package Samples

Below are hypothetical situations to demonstrate how financial aid is packaged at UC Davis, and to show how students and their families contribute to the overall cost of an education. The examples are based on the Cost of Attendance for 2018–2019. Visit our Cost of Attendance webpage for the most current costs. For additional information on how financial aid is awarded, please see our Determining Financial Aid For UC Davis Undergraduates webpage.

Each financial aid recipient is expected to contribute a minimum of $8,000 in “self-help” through a combination of loans, work and/or scholarships. While loans may be offered to a student, we encourage every Aggie to apply for scholarships and/or work to help minimize the total loan amount borrowed. This threshold is noted by an asterisk (*) in the sample packages below.

Elias

Elias is a California resident and a student leader who likes to be involved in many activities. He is an only child who lives at home with his mother and father, and plans to live on campus when school starts. His parents earned $105,000 last year, and they have roughly $50,000 in savings. In addition, because his family’s income falls between $80,000 and $120,000 and his parents' assets are below $200,000, he qualified for the Aggie Grant Plan, which helped offset his self-help. Elias also plans on waiving his enrollment in UC SHIP. 

Elias's Cost of Attendance and Need
Cost of Attendance $35,178
Expected Family Contribution $25,295
Need $9,883
Elias’s Financial Aid Package
Aggie Grant* $3,771
Federal Direct Subsidized Loan* $3,500
University Student Loan* $326
Waived Health Insurance  $2,286
Total Financial Aid Package $9,883

Brittany

Brittany is a California resident and a third-year transfer student who attended a local community college. She lives at home with her mother, father and younger sister, and plans to move into an apartment with some friends when she starts school. Her parents earned $75,000 last year, and they have $10,000 in savings. Brittany was also awarded a $2,000 scholarship from a local community organization. Additionally, Brittany plans on waiving her enrollment in UC SHIP. 

Brittany's Cost of Attendance and Need
Cost of Attendance $30,234
Expected Family Contribution $4,431
Need $25,803
Brittany’s Financial Aid Package
Cal Grant A $12,570
Federal Pell Grant $1,645
Federal Direct Subsidized Loan* $5,500
Student’s Self-Help* $500
Outside Scholarship* $2,000
University Grant $1,302
Waived Health Insurance $2,286
Total Financial Aid Package $25,803

Elizabeth

Elizabeth is from Washington state, where she lives with her parents and two siblings. She has always wanted to go to college in California and is very excited about attending UC Davis. Her parents’ income was $58,000 last year, and they have $2,000 in savings. She plans to live on campus. Her parents have elected to take out a Federal Parent Loan for Undergraduate Students (PLUS) to cover her remaining financial need. In addition, Elizabeth plans on waiving her enrollment in UC SHIP. 

Elizabeth's Cost of Attendance and Need
Cost of Attendance** $64,170
Expected Family Contribution $3,900
Need $60,270
** Cost includes nonresident supplemental tuition in the amount of $28,992, which is not covered by need-based financial aid.
Elizabeth’s Financial Aid Package
Federal Pell Grant $2,245
Federal Direct Subsidized Loan* $3,500
Federal Direct Unsubsidized Loan* $2,000
Student’s Self-Help* $2,500
Federal PLUS Loan $47,739
Waived Health Insurance $2,286
Total Financial Aid Package $60,270

Kevin

Kevin is a California resident who lives at home with his mother, younger brother and sister, and he plans to live on campus. His mother earned $12,000 last year and has very little in savings. Kevin plans to work during the summer to earn extra money he’ll use for school. Kevin also plans on waiving his enrollment in UC SHIP. 

Kevin's Cost of Attendance and Need
Cost of Attendance $35,178
Expected Family Contribution $0
Need $35,178
Kevin’s Financial Aid Package
Cal Grant A $12,570
Federal Pell Grant $6,095
Federal Direct Subsidized Loan* $3,500
University Student Loan $2,000
Student’s Self-Help* $2,500
University Grant $6,227
Waived Health Insurance $2,286
Total Financial Aid Package $35,178