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Important Updates

Undergraduate Financial Aid Package Samples

Below are hypothetical situations to demonstrate how financial aid is packaged at UC Davis, and to show how students and their families contribute to the overall cost of an education. The examples are based on the Cost of Attendance for 2022-23. Visit our Cost of Attendance webpage for the most current costs. For additional information on how financial aid is awarded, please see our Determining Financial Aid For UC Davis Undergraduates webpage.

Each financial aid recipient is expected to contribute a minimum of $8,700 in “self-help” through a combination of loans, work, and/or scholarships. While loans may be offered to a student, we encourage every Aggie to apply for scholarships and/or work to help minimize the total loan amount borrowed. The Expected Family Contribution can be covered with out-of-pocket payments, and/or offered non-need-based aid such as the Federal Unsubsidized Loan, and Federal Parent PLUS Loan. This threshold is noted by an asterisk (*) in the sample packages below.

Brittany

Brittany is a California resident and a third-year transfer student who attended a local community college. She lives at home with her mother, father, and younger sister, and plans to move into an apartment with some friends when she starts school. Her parents earned $75,000 in 2020, and they have $10,000 in savings. Brittany was also awarded a $2,000 scholarship from a local community organization. Additionally, Brittany plans on waiving her enrollment in UC SHIP. 

Brittany's Cost of Attendance and Need
Cost of Attendance $34,037
Expected Family Contribution $4,431
Need $29,606
Brittany’s Financial Aid Package
Cal Grant A $13,104
Federal Pell Grant $2,045
University Campus Fee Grant $990
Federal Direct Subsidized Loan* $5,500
Student’s Self-Help* $1,200
Outside Scholarship* $2,000
University Grant $1,926
Waived Health Insurance $2,841
Total Financial Aid Package $29,606

Elizabeth

Elizabeth is from Washington state, where she lives with her parents and two siblings. She has always wanted to go to college in California and is very excited about attending UC Davis. Her parents’ income was $58,000 in 2020, and they have $2,000 in savings. She plans to live on campus. Her parents have elected to take out a Federal Parent Loan for Undergraduate Students (PLUS) to cover her remaining financial need, including the Expected Family Contribution.

Elizabeth's Cost of Attendance and Need
Cost of Attendance** $70,417
Expected Family Contribution $3,900
Need $66,517
** Cost includes nonresident supplemental tuition in the amount of $31,026, which is not covered by need-based financial aid.
Elizabeth’s Financial Aid Package
Federal Pell Grant $2,645
Federal Direct Subsidized Loan* $3,500
Federal Direct Unsubsidized Loan* $2,000
Student’s Self-Help* $3,200
Federal PLUS Loan $55,172
Total Financial Aid Package $70,417

Kevin

Kevin is a California resident who lives at home with his mother, younger brother, and sister, and he plans to live on campus. His mother earned $12,000 in 2020 and has very little in savings. Kevin plans to work during the summer to earn extra money he’ll use for school. Kevin also plans on accepting his enrollment in UC SHIP. 

Kevin's Cost of Attendance and Need
Cost of Attendance $39,391
Expected Family Contribution $0
Need $39,391
Kevin’s Financial Aid Package
Cal Grant A $13,104
Federal Pell Grant $6,495
University Campus Fee Grant $990
Federal Direct Subsidized Loan* $3,500
University Student Loan* $2,000
Student’s Self-Help* $3,200
University Grant $7,261
SHIP University Grant $2,841
Total Financial Aid Package $39,391

Elias

Elias is a California resident and a student leader who likes to be involved in many activities. He is an only child who lives at home with his mother and father and plans to live on campus when school starts. His parents earned $105,000 last year, and they have roughly $50,000 in savings. In addition, because his family’s income falls between $80,000 and $120,000 and his parents' assets are below $200,000, he qualified for the Aggie Grant Plan, which helped offset his self-help. Elias also plans on waiving his enrollment in UC SHIP. 

Elias's Cost of Attendance and Need
Cost of Attendance $39,391
Expected Family Contribution $25,295
Need $14,096
Elias’s Financial Aid Package  
Federal Direct Subsidized Loan* $3,500
University Student Loan* $2,000
Student's Self-Help* $3,200
University Grant* $2,555
Waived Health Insurance  $2,841
Total Financial Aid Package $14,096