MBA students at AT&T store

Important Updates

  • In observance of Cesar Chavez Day, Financial Aid and Scholarships will be closed on Friday, March 31, 2023
  • For California Middle Class Scholarship updates, please visit MCS.
  • For Biden-Harris Administration’s Student Debt Relief information, please visit Apply for Federal Student Loan Debt Relief.

Deferred Tuition Program

Deferred Tuition Program

The Deferred Tuition Program (DTP) is a student-friendly payment model that helps universities and colleges make their high-quality programs more affordable. It’s a direct financial commitment to affordability, ensuring that students only pay when they achieve financial success. With the deferred tuition program, students can alleviate the upfront financial barrier, tie repayment to salary benchmarks, and avoid large amounts of additional interest charges being applied. For eligible students with lower annual incomes after graduation, the DTP program will cap their debt at 120 payments. Any remaining balance owed after 120 payments (equivalent to 10 years) will be written off by the Graduate School of Management.

To bring this benefit to our students, UC Davis is partnering with EdAid, a platform that specializes in powering affordable ways to finance education via income-based payments. This pilot program will launch for online MBA students at UC Davis enrolling in the January 2022 and April 2022 cohorts. Financial Aid and Scholarships offers the following comparison between this pilot program and the traditional federal student loan program to help students make an informed decision.

Please note: the DTP option is available once 36 units have been completed. These estimates are for students who have begun their 37th unit in Year 2 of the program and represent one year of tuition expenses.

Deferred Tuition Program vs. Borrowing Federal Loans 

Deferred Tuition Program (DTP)

Based on annual income; 0% interest rate.

Deferred Tuition Program (DTP) Repayment Deferred Tuition Amount  Interest Rate Amount to Repay Monthly Payment

Annual Income of $30,000 (or less) 

$52,875 0% $0* $0/month (if annual income remains at or below $30,000 for the 120-month payment period)
Annual Income of $40,000 $52,875 0% $39,960* $333/month
(120 payments once repayment begins)*
Annual Income of $100,000 $52,875 0% $52,875

(64 payments once repayment begins)

*Balance owed after 120 payments will be written off by the Graduate School of Management.

Federal Loans

Based on borrowed amount. Use the Loan Simulator to determine repayment options.**

Federal Loan Standard Repayment Plan** Graduate PLUS Loan  Interest Rate Amount to Repay Monthly Payment
Year 2 $52,875 6.2% $71,338 $594/month
(120 payments once repayment begins)

**Results of the Loan Simulator are for informational purposes only and should not be considered financial advice. You are encouraged to review all available options and make decisions about borrowing and repayment that align with your individual goals. Based on 2021-22 interest rates; subject to change based on program start date.