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Important Updates

On behalf of the UC Davis community, we hope this message finds you and your loved ones safe amid the ongoing Los Angeles wildfires. Emotional support or resource assistance is available at UC Davis Mental Health, and for short-term financial hardships, reach out to the Financial Crisis Response Team. Our thoughts are with you during this difficult time, and UC Davis remains committed to supporting you in every way possible.

  • OFFICE CLOSURE: Financial Aid and Scholarships will be closed for Martin Luther King, Jr. Day on Monday, January 20, 2025. 

Direct Loan Fee Calculator

Origination Fee Calculator

An origination fee is a charge that the borrower pays for taking out the loan. This fee is deducted from the accepted loan amount. For more information visit studentaid.gov.

Students can use this calculator to estimate the amount to be received after the loan origination fee is deducted from the accepted loan amount.

Enter the origination fee percentage for the loan and either the accepted loan amount or the estimated amount to be received. Each field will auto-calculate based on the other.

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Origination Fee Rates by Loan Type and First Disbursement Date
 

Direct Subsidized and Direct Unsubsidized Loans
  
10/1/2020 - 9/30/2024 1.057%
10/1/2019 - 9/30/2020 1.059%
Direct PLUS Loans
  
10/1/2020 - 9/30/2024 4.228%
10/1/2019 - 9/30/2020 4.236%