Financial Aid and Scholarships recommends borrowing only what you need to pay for your educational expenses. Loans are repayable resources that will enter repayment when you graduate, stop attending school, or drop below half-time status. It is important that you take a moment to:
- Create your in-school budget to estimate how much you will need to borrow each school year
- Review the terms and conditions of each loan you borrow
- Track your loan history
UC Davis offers university-based loans which have interest rates ranging from 3% to 8% which accrue once the borrower ceases to be enrolled at least half-time. These loans are made on the basis of financial need. Review the promissory note and disclosure statements for additional information about deferment periods and repayment schedules.
Please note: Non-California residents are not eligible for university student loans.
Minimum award: $200 | Maximum award: $4,000
University Loan Servicer
Phone Number: (888) 549-3274
Hours: 7:30 AM - 9:00 PM EST, Monday to Friday